0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place the Wells Fargo Replicate® Card is tough to beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you will get an intro APR extension for 3 months, for a complete of 21 months. All you have to do is make on-time minimal funds throughout the intro and extension intervals.
It is price noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There may be additionally a steadiness switch price of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These price quantities are customary amongst steadiness switch bank cards.
No annual price — The Wells Fargo Replicate® Card cuts charges in the correct locations. Living proof, the cardboard has no annual price.
Cellphone safety — If you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety towards injury or theft (topic to a $25 deductible). That is a type of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card contains safety already.
Particular presents — By means of My Wells Fargo Offers, you’ll be able to earn money again assertion credit on buying, eating, and experiences that you just pay for together with your eligible Wells Fargo card.